loans for REal Estate investors
Our commercial loans for investors and house flippers bridge the gap between traditional financing and hard money loans. We have options for everyone from first timers to seasoned investors.
Investor Cash Flow | Key Features
No personal income used to qualify
No DTI restrictions
Qualification based on property cash flow
For loan amounts from $75,000 to $1,500,000
Down payments as low as 20%
Credit scores starting at 660
Must have housing history and a primary residence
Can be used for purchase or refinance
Interest only option available
Fix and Flip | Key Features
For loan amounts from $50,000 to $2,500,000
Funding up to 90% of purchase price – 90% of rehab – 75% ARV
12 month standard term with optional extensions
Credit scores starting at 620
Available to first time investors
Can be used for rehab and new construction
Portfolio Rental Loan | Key Features
Blanket loan for 7+ rental units
Minimum loan amount of $700,000
Available to experienced investors only
Can finance additional properties on an existing loan
5 or 10 year term with a balloon due at the end
Up to 30 year amortization or interest only options